The loans must arise from disbursements made between July 1 and December 31, 2025, and be financed through commercial banks that have registered to participate in the programme.
The new interest rate will be applied for loans used for purchasing, and leasing social housing projects and commercial ones having an area of under 70 square metres and VND15 million (US$634) per square metre.
By September 30, commercial banks registered to provide US$9.67 million in housing loans to about 620 individual customers as part of the Government''s $1.43 billion property assistance package.